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In September 2012, it was announced that the Competition Commission had launched an investigation into the UK system for credit repairs and credit hire of an alternative vehicle leading to claims from third parties following an accident.

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The laws surrounding no fault insurance vary widely, so you should check with your insurance commissioner’s office or an insurance agent for requirements in your state.

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You just need to provide some simple information, such as your driving history, type of vehicle, and the type of coverage you are looking for, and the website will do the rest.

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A low income family member in California received poor health care and died early with cancer because she was not sent promptly for necessary tests.

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Automated financial product advisors – “robo advisors” – are emerging across the financial services industry, helping consumers choose investments, banking products, and insurance policies. Robo advisors have the potential to lower the cost and increase the quality and transparency of financial advice for consumers. But they also pose significant new challenges for regulators who are accustomed to assessing human intermediaries. A well designed robo advisor will be honest and competent, and it will recommend only suitable products. Because humans design and implement robo advisors, however, honesty, competence, and suitability cannot simply be assumed. Moreover, robo advisors pose new scale risks that are different . Automated financial product advisors – “robo advisors” – are emerging across the financial services industry, helping consumers choose investments, banking products, and insurance policies. Robo advisors have the potential to lower the cost and increase the quality and transparency of financial advice for consumers. But they also pose significant new challenges for regulators who are accustomed to assessing human intermediaries. A well designed robo advisor will be honest and competent, and it will recommend only suitable products. Because humans design and implement robo advisors, however, honesty, competence, and suitability cannot simply be assumed.

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We expect more and more insurance and risk management startups to come from startup accelerators in the next few years as the tech crowd is waking up to the opportunities to disrupt our industry.

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